Landscape Contractors Insurance

Landscape Contractors Insurance

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  • Landscape Maintenance
  • Landscape Construction
  • Arborists/Tree Trimming
  • Nurseries and Nursery product sales
  • Irrigation System Installation & Repair
  • Artificial Turf Installers
  • Landscapers with incidental snow plowing and/or street cleaning
  • Landscapers with ancillary pool work such as decorative tile, rock, decking and limited plumbing work

States

Nevada, California, Arizona, Utah, and New Mexico


Program Highlights

Carrier

AM Best Rated A (XV Excellent)

  • Any size tract home or multi-unit developments – Not Excluded
  • All size of accounts eligible – small, medium, large and multi state operations
  • Separate GL class codes for landscape maintenance and installation
  • Accounts with cranes, boom trucks and bucket trucks eligible
  • New ventures OK with 3 years experience in the industry
  • Flexible deposits and installment plans

Coverages Included in Package

General Liability, Auto, Property, Inland Marine, Crime, and Excess Liability

Coverage Specifics

General Liability
  • Blanket Additional Insured Protection –automatically included
  • Limited Professional Liability – Landscape & Arborists, covers design & build - automatically included
  • Pesticide or Herbicide Applicator Coverage - automatically included
  • Per Project Aggregate – available upon request
  • Wraps/OCIPS - available on request
  • No subsidence exclusions
Auto
  • Flexible auto liability and physical damage deductibles
  • Drive Other Car (DOC) – available upon request for eligible drivers
  • Youthful drivers with clean driving records OK
  • Uninsured Motorist / Underinsured Motorists
  • Hired and non-owned liability and physical damage
  • Rental reimbursement
  • Company and private passenger vehicles
Property
  • Property Extension for buildings and contents includes data & media, extra expense, property in transit and many more.
Inland Marine
  • Scheduled and Unscheduled Equipment
  • Installation Floater
  • Rented & Leased Equipment

Services Included

  • Dedicated Certificate Unit – 24 hour turnaround
  • Customized claims oversight
  • Loss Control
  • MVRs run for new hires

Other Coverages and Services Available through First Dependable Insurance

Workers Compensation
  • Access to multiple “A” rated carriers
  • Exclusive programs
  • Monthly Reporting
  • Roll-over Deposits
  • Claims management by Workers Compensation Specialists
  • Payroll and claims reviews to ensure accuracy and appropriate experience calculations
  • Claims Liaison – specialists will intervene with the Carrier Claims depts. where necessary
Bond Department
  • License Bonds
  • Bid Bonds
  • Performance Bonds
  • Payment Bonds
Group Health Benefits and Life Insurance
  • Group Medical
  • Family Plans
  • Individual Plans
  • Specialized consultation for life insurance and asset protection
Personal Lines
  • Home
  • Auto
  • Landlord
  • Recreational Vehicles, and more