First Dependable Insurance Blog

All You Ever Wanted to Know About Insurance

InTouch Insurance Show KLAV 1230 AM (Thursdays 9 to 10am)

Here's a recap of our May 3rd show:

We reviewed the basic homeowners coverages:

  1. Dwelling - covers the structure itself.
  2. Other Structures - covers detached structures, such as sheds, etc.
  3. Personal Property - covers your furniture, clothing, electronics, etc.
  4. Loss of use - pays for temporary accomadations, if you are forced to relocate due to a covered cause of loss.
  5. Personal Liability - protects you if someone is injured on your property or if your dog bites someone, etc.

Save money on your homeowners by:

  1. Combining your homeowners insurance with your auto insurance.
  2. Increasing deductibles
  3. Protection - burglar alarm, monitoring, etc.
  4. Gated community
  5. No prior claims
  6. Good credit score

Earthquake and Flood are 2 major perils not covered by basic homeowners policy.

There is a lot more that we covered as well.

If you missed the show, you can download it here.